Mandiri Internet Bisnis: How to Login and the Tariff!

Infokekinian.com – In the following, Infokekinian will invite you to read articles about Mandiri Internet Bisnis, namely how to log in and the rates below!

Mandiri Internet Bisnis Bank Mandiri is a business-oriented version of the bank's regular online banking service. We will discuss how to register, login, service features, prices, and the advantages and disadvantages of this application.

For Small and Medium Enterprises (SMEs), it will be easier to manage company funds effectively if they are separated from the owner's personal finances.

Through proper financial management, this can encourage increased business operations.

As one of the largest state-owned banks in Indonesia, Bank Mandiri, through Mandiri Internet Bisnis, provides internet-based banking services as a tool to support SME activism.

See the description below to find out the characteristics of an Internet Independent Business along with its advantages and disadvantages.

What is Mandiri Internet Business?

Mandiri Internet Bisnis is an e-banking service provided by Bank Mandiri which is intended for individual consumers and companies that handle business, especially in the small and medium business category.

Mandiri Internet Bisnis users can appoint a service person to oversee their banking operations. Executor (Maker) and Supervisor are two levels of users in the designated party (Approver).

Maker is the user who records to make transactions, Approve is the user who records to approve/reject transactions generated by Maker.

So that transactions will only be made by Mandiri Internet Bisnis if the transaction submitted by the Maker is accepted by the Approver.

Those who are interested in learning more about Mandiri Internet Bisnis can do so by visiting the bank's official website at this url: https://mib.bankmandiri,co.id.

Mandiri Internet Business Mobile

Apart from using the web, Mandiri also presents Mandiri Internet Business Mobile to enable mobile-based business transactions. This mobile application, on the other hand, is more focused than Mandiri Internet Bisnis.

Mandiri Internet Bisnis Mobile is a mobile application recommended for Approvers in rejecting/approving transactions. On the other hand, this application cannot be used by Maker to make transactions.

Downloading Mandiri Internet Bisnis Mobile is as easy as opening the Play Store or App Store, which are places where the mobile application can be found.

How to Register for an Independent Internet Business

Before registering, please remember that prospective Mandiri Internet Bisnis users must be Mandiri customers who already have Mandiri Giro/Mandiri Bisnis Savings accounts.

After verifying the information, the following is the process that must be followed to register for Mandiri Internet Bisnis:

1. The customer comes to the branch office of Bank Mandiri;
2. Attach required documents consisting of:
3. KTP and savings book for individual or individual customers;
4. KTP, savings book, and company ownership certificate for corporate customers.
5. Fill in the Mandiri Internet Bisnis registration form;
6. After completing registration, the customer will receive a Mandiri Internet Bisnis starter pack containing a usage manual and tokens which can usually be collected after 14 working days at the branch office where the customer registers;
7. The customer will receive a Company ID, User ID and password (for the first login) via the customer's email.

How to Login Independent Internet Business

Customers must first log in to the Mandiri Internet Bisnis service after completing the registration service.

Login to Mandiri Internet Bisnis can be done by visiting the website https://mib.bankmandiri.co.id/sme/ or via the Bank Mandiri website www.bankmandiri.co.id then selecting the Mandiri Internet Bisnis menu.

Followed by the login page, which requires the Company ID, User ID and password to be entered according to the information provided during the registration process.

The first time a customer logs in, he or she will be asked to create a new password that only they can access.

Specifically for Approver, Mandiri Internet Bisnis Mobile login can be done by filling in the Company ID, User ID, and password, then proceed by entering the activation code obtained through the Mandiri Internet Bisnis website.

After that, the user is required to fill in the email address and enter the challenge code first before the login procedure is complete.

Mandiri Internet Business Features and Services

Mandiri Internet Bisnis is supported by various features and services which include:

1. General Account Information

General information such as balance information, account changes, and transaction history can be viewed through Mandiri Internet Bisnis.

2. Other Information

In addition, information about interest rates, foreign currency exchange rates, transaction deadline dates, and company restrictions can be accessed by customers and other third parties.

3. Fund Transfers

You can send money from one account to another using Mandiri Internet Bisnis in various ways, including by sending rupiah, sending foreign currency, or sending money from one recipient to another (batch transfers and payroll).

4. Ordering and Payment of Pertamina Products

This function is specifically for clients who have a Pertamina Customer Code and use the supply chain management (SCM) menu.

5. Transaction Limits

Changing transaction requirements are a natural consequence of business growth. Therefore, Mandiri Internet Bisnis provides flexibility for its customers to change the transaction limit for each of its services.

6. Security Features

Mandiri Internet Bisnis is protected by the following security technologies:

128 bit Secure Socket Layer (SSL) encryption system;

Firewall as an external intrusion prevention efforts;

Token-based authorization with One Time Password (OTP);

E-mail/SMS notification on every transaction.

Tariff, Internet Business Mandiri Service Limit

Transfer limit provisions and maximum transaction limits on Mandiri Internet Bisnis can be different for single users and non-single users for each type of transaction.

Following are details of transactional rates that apply in Mandiri Internet Bisnis:

Transfers between Mandiri accounts, free transaction fees with a minimum limit of IDR 1 and a maximum limit of IDR 20 billion per transaction per day (single user and non-single user).

Online transfer costs IDR 6,500 per transaction with a minimum limit of IDR 1,000 with a maximum limit of IDR 50 million per transaction per day (single user) and IDR 20 billion per day and IDR 50 million per transaction (non-single user).

SKN/LLG transfers cost IDR 2,900 per transaction with a minimum limit of IDR 1,000 and a maximum limit of IDR 1 billion per transaction per day (single user and non-single user).

For RTGS transfers, the fee is Rp. 15,000 per transaction with a limit for non-single users, namely a minimum limit of Rp. 100,000,001 and a maximum limit of Rp. 20 billion per transaction per day. As reported on the Bank Mandiri website, the RTGS transfer service is closed for single users.

International transfer with SPI, a transaction fee of USD 30.00 with a minimum limit of 1 dollar and a maximum limit of the equivalent of IDR 10 million (single user) and IDR 20 billion per transaction per day (non-single user).

Payroll, not subject to transaction fees with minimum limit provisions according to the type of transaction;

1. New tokens, costs IDR 50,000 per token
2. Replacement of tokens due to loss or damage, costs IDR 100,000 per token;
3. Replacement of battery arena tokens runs out, free of charge.
4. Advantages of Mandiri Internet Business
5. The advantages of Mandiri Internet Business include:
6. Provide convenience for customers in managing company financial transactions;
7. Internet-based practical access;
8. No monthly fees;
9. The daily limit for each transaction feature is flexible, which can be adjusted according to business needs;
10. There is a user level classification that facilitates the delegation of authority in business transactions;
11. Making it easy for Approver users to perform their duties through Mandiri Internet Bisnis Mobile;
12. Equipped with an SSL security system, which is an important security technology to have on a website.

Weaknesses of Mandiri Internet Business

Mandiri Internet Business has the following drawbacks:

1. Not yet supporting Maker to make transactions based on mobile applications;
2. The registration process is not yet practical, which must be done directly through a Bank Mandiri branch office;
3. Customer coverage is limited to customers with Mandiri Giro and Mandiri Business Savings accounts.

Question and answer

The SOHO/OO (Small Office Home Office/Owner Operator) business client sector can use Mandiri Internet Business to conduct online financial and non-financial transactions using an internet banking program tailored to their needs. /OO.

1. click the transfer menu,

2. Click the custom recipient submenu

3. click Between Independent Accounts or Between Domestic Banks (other than independent), or Foreign Banks

4. then click add

5. Enter the account number

6. Click Confirm

The customer can set a daily transaction limit according to the customer's needs with a maximum transaction limit of IDR 999,999,999,999,999, - or the amount of balance held (following the minimum amount).

Customers are not charged with administrative fees for using Mandiri internet business services, only charged with replacing lost/damaged tokens of IDR 25,000/piece.

After the user "maker" makes a transaction request, the transaction must be approved by the user "approver" so that the transaction can be processed. The process of approval of transactions carried out by "approver" users is carried out using tokens.

Maker Stage :

1. Click "transfers"
2. click “Transfer Between Independent Accounts”
3. Cross Currency select No
4. In the list of transfer destinations, select the destination account number
5. select execution time "now"
6. Send Notification : yes
7. click "confirm"
8. If the contents are correct, click "agree"
9. Approval Stage:
10. click "task list"
11. look for the transaction then select the transaction to be approved
12. turn on tokens
13. select apply 1
14. enter the challenge number that appears on the MIB
15. copy the response number that appears in the Token
16. then click "agree"

Conclusion

Mandiri Internet Bisnis Bank Mandiri is a business-oriented version of the bank's regular online banking service. We will discuss how to register, login, service features, prices, and the advantages and disadvantages of this application.

Mandiri Internet Mobile also allows for mobile-based business transactions. Mandiri Internet Bisnis is supported by various features and services which include;

Ordering and paying for Pertamina products and utilizing the supply chain management (SCM) menu to manage transactions in rupiah, such as batch transfers and payrolls.